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Sam was great and explained everything very well.
Nina Wilkerson
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Most frequently asked questions.

What makes RateWorks different?

We are professional auto loan experts with an A+ rating from the Better Business Bureau. We do it all from creating our own rates to servicing our own loans the RateWorks team is here to get you the best rate and answer any questions.

When can I start saving?

As soon as you receive your new RateWorks loan terms! Start today by getting a quote to see how much you could save.

If I refinance am I starting my loan over?

Not necessarily. Generally, when you refinance, your new lender pays off your current loan and replaces it new loan with better terms. To learn more about refinancing, check out our blog, What does refinancing mean?

The RateWorks way

RateWorks is a direct lender, we are with you throughout your journey ahead. We create our own rates, process our own applications, service our own loans, and conduct our own payment processing.

RateWorks

Collects application
Processes application
Services loan
Payment processing

Third Party Lenders

Collects application
Processes application
Services loan
Payment processing

Lead Generators

Collects application
Processes application
Services loan
Payment processing

Why should I refinance my auto loan?

Refinancing your home — or vehicle — is a personal decision based on several factors. And like many things in life, timing is everything.

Why are gas prices so high right now?

The average gas price in the US is now at the highest level in history. Prices are higher than the previous record of $4.10 per gallon.

What’s the difference between a joint auto loan and a co-signed auto loan?

Most people need to take out a loan to make big purchases, like a vehicle. But if you’re new to car loans you may think about asking someone else to help.

With RateWorks, you could start saving today!

Lower your auto loan payments, and lower your rate in a matter of minutes when you refinance your auto loan with us today! It's just that simple.

Free quote